Apartments in Costa del Sol2026-04-24T14:17:19+02:00

Apartments in Costa del Sol

A selection of apartments for both residential living and smart investment purposes

Apartments in Costa del Sol

Marbella

Apartments in Marbella

Marbella represents the most prestigious property market on the Costa del Sol, defined by a luxury lifestyle, an international community, and consistently strong demand. It appeals to buyers who value prime location status, high living standards, and a liquid resale market — whether the objective is permanent residence, a holiday home, or a strategic investment.

Apartments in Estepona

Estepona is a rapidly developing and well-balanced area where authentic Andalusian character meets modern urban growth. A calmer living environment, contemporary new developments, and strong value for money make it an attractive choice for buyers seeking long-term potential, practical everyday living, and a growing market.

What type of apartment are you looking for in Costa del Sol?

A successful property search always begins with one essential question: what is your objective? Your goal determines the right area, and the area defines the realistic budget range. When these 2 elements are not aligned, the process becomes unnecessarily complicated and compromises start shaping the decision for you.

Once your objective is clear, the suitable location and an appropriate budget framework become evident. That is where a structured and confident property purchase process in Costa del Sol truly begins.

For a holidayhome and a place you can always return to

When searching for a holidayhome, the focus is on quality and ease of use. Personal preferences play a key role — whether that means proximity to the beach, open views, low maintenance, convenient access to services, or a fully equipped urbanisation with all amenities.

At the same time, practical considerations matter. Is the property comfortable for year-round use? How liquid will it be if you decide to resell? And can it be seasonally rented out to help offset ongoing costs?

For investment and strategic wealth growth

When investing, decisions are driven not by emotion but by the logic of numbers and strategy. The key question is whether your objective is long-term holding, generating rental income, or to buy, renovate, and resell at a profit.

Each strategy requires a different location, demand profile, and pricing level. A professional approach means assessing area liquidity, rental demand, and resale strength before you even begin viewing properties.

For a permanent home and everyday living in Costa del Sol

If you are looking to establish your home here, the priority is a well-functioning living environment. Nearby schools, nurseries, pharmacies, shops, and healthcare services are essential, and the area must support a calm and comfortable daily routine.

Different profiles have different requirements: families value secure, gated urbanisations, while retirees prefer flatter terrain, walkable surroundings, and easy access to amenities. In this case, the overall quality of the location matters more than sea views or the appeal of a new development.

What is your purchase objective?

For a summer home and a place you can always return to

When searching for a summer home, the focus is on quality and ease of use. Personal preferences play a key role — whether that means proximity to the beach, open views, low maintenance, convenient access to services, or a fully equipped urbanisation with all amenities.

At the same time, practical considerations matter. Is the property comfortable for year-round use? How liquid will it be if you decide to resell? And can it be seasonally rented out to help offset ongoing costs?

For investment and strategic wealth growth

When investing, decisions are driven not by emotion but by the logic of numbers and strategy. The key question is whether your objective is long-term holding, generating rental income, or to buy, renovate, and resell at a profit.

Each strategy requires a different location, demand profile, and pricing level. A professional approach means assessing area liquidity, rental demand, and resale strength before you even begin viewing properties.

For a permanent home and everyday living in Costa del Sol

If you are looking to establish your home here, the priority is a well-functioning living environment. Nearby schools, nurseries, pharmacies, shops, and healthcare services are essential, and the area must support a calm and comfortable daily routine.

Different profiles have different requirements: families value secure, gated urbanisations, while retirees prefer flatter terrain, walkable surroundings, and easy access to amenities. In this case, the overall quality of the location matters more than sea views or the appeal of a new development.

What to Consider When Buying an Apartment in Costa del Sol?

Property prices on the Costa del Sol vary significantly by location, as values are shaped by specific factors: proximity to the beach, views, the character of the living environment, the area’s reputation, access to amenities, and demand among both local and international buyers.

In Marbella, for example, pricing is driven by luxury neighbourhoods, frontline coastal positions, and a strong resale market, whereas in other areas comparable property types often offer a more attractive price-to-value ratio.

Transaction costs are a natural part of the purchase process and are broadly standardised across Spain. These include transfer taxes, notary fees, Land Registry fees, and legal expenses. On the Costa del Sol, resale properties are typically subject to a 7% transfer tax, while new developments are subject to 10% VAT plus 1.2% stamp duty.

New developments and resale properties provide distinctly different experiences. New builds offer contemporary design, energy efficiency, and structural guarantees, while the resale market allows greater flexibility in terms of location choice, pricing levels, and immediate availability.

The final decision ultimately depends on the type of living environment you are seeking, how you intend to use the property, and your available budget.

How Merlis Homes can help you?

We don’t start by showing properties. We start by understanding you. First, we define your objective — whether you are looking for a permanent home, a holiday residence, or an investment. Only then do we determine the right locations, establish a realistic budget framework, and outline the next steps. This way, you avoid unnecessary viewings and decisions that do not support your actual goal.

Once the direction is clear, we integrate the entire process into one structured framework.

Legal support ensures that ownership, licences, and obligations are verified by our lawyer and that you are properly represented throughout the transaction, including assistance with your NIE number, bank account setup, and contractual procedures.

Technical assessment and renovation solutions provide clarity on the property’s true condition and associated costs before purchase.

Interior design services create a space aligned with your objective, whether for personal living or rental purposes.

Rental management as well as company formation and accounting services ensure that property use and income administration are handled efficiently and transparently.

The result is a clear, guided process where every decision is driven by purpose rather than chance.

Merlis Homes

FAQ

Can a foreigner buy property in Costa del Sol?2026-02-10T15:54:49+01:00

Yes, foreigners are legally permitted to purchase property in Spain under the same conditions as Spanish residents. You will need an NIE number, a Spanish bank account, and a proper legal due diligence process before completion. The purchase procedure is clear and well regulated when guided by an experienced local professional.

What is the property purchase process in Costa del Sol?2026-02-10T15:56:12+01:00

The purchase process begins with defining your objective and budget, followed by selecting the appropriate area and suitable properties. Once a property is chosen, a reservation agreement is signed, legal and technical due diligence is carried out, a private purchase contract is executed, and finally the transaction is completed before a notary. The entire process typically takes between one and two months.

What taxes and additional costs are associated with buying property?2026-02-10T15:56:40+01:00

When purchasing property on the Costa del Sol, the price is supplemented by taxes, notary fees, Land Registry fees, and legal costs. For resale properties, a 7% transfer tax applies. For new developments, the purchase is subject to 10% VAT plus 1.2% stamp duty.
As a general estimate, you should calculate approximately 10% of the purchase price for taxes and associated costs on resale properties, and around 13% for new developments.

New development or resale property?2026-02-10T15:57:12+01:00

A new development is suitable for buyers who value modern specifications, structural guarantees, and lower maintenance requirements. The resale market offers a wider choice of locations and price points, as well as the possibility of faster occupancy. The right option depends on your purchase objective and how you intend to use the property.

Can property purchased in Costa del Sol be rented out?2026-02-10T15:57:37+01:00

Yes, property can be rented out on both a short-term and long-term basis, although regulations depend on the specific municipality and the internal rules of the community of owners. Short-term rentals require the appropriate licence, while long-term rentals are not subject to the same restrictions. It is advisable to consult your local real estate professional before beginning the search process.

Can a non-resident obtain a mortgage in Spain?2026-02-10T15:58:00+01:00

Non-residents can obtain a mortgage from a Spanish bank to finance a property purchase, typically up to 60–70% of the property’s value. The exact conditions depend primarily on your financial profile. It is advisable to arrange financing before beginning your property search.

Which area in Costa del Sol is best suited for living or investment?2026-02-10T15:58:27+01:00

The best area depends on your objective. It is essential to familiarise yourself with the different locations before making a decision. For permanent living, buyers typically prioritise a peaceful environment. For investment, demand and liquidity are the key factors. For a holiday home, location and access to amenities take precedence. For this reason, always begin by clarifying your objective rather than browsing properties.

Go to Top