Yes. Spanish banks lend to non-residents up to 60–70% of the property value, with loan terms of up to 25 years. Fixed interest rates in 2026 range between 2.8% and 3.8%. The mortgage process typically takes 4–8 weeks.
To apply, you will need payslips, tax returns, and bank statements, translated into English or Spanish. It is advisable to explore financing options before starting your property search — this way, you know your exact budget and can act quickly.
Book a free consultation — we will help clarify your budget and connect you with the right bank contact.